{"id":11462,"date":"2018-11-30T15:37:25","date_gmt":"2018-11-30T15:37:25","guid":{"rendered":"http:\/\/www.alessandropasqual.it\/mortgaged-properties-growing-data-in-almost-all-of-italy\/"},"modified":"2025-08-27T14:23:16","modified_gmt":"2025-08-27T14:23:16","slug":"mortgaged-properties-growing-data-in-almost-all-of-italy","status":"publish","type":"post","link":"https:\/\/www.alessandropasqual.it\/en\/mortgaged-properties-growing-data-in-almost-all-of-italy\/","title":{"rendered":"Mortgaged properties, growing data in (almost) all of Italy"},"content":{"rendered":"\n<p>The just-released <strong>2018 Mortgage Mortgage Loans Report<\/strong> from the Real Estate Market Observatory of the Internal Revenue Service underscores how the trend of mortgage-backed disbursements is positive across much of the Peninsula, albeit with obvious different development trends.<\/p>\n\n<div class=\"wp-block-ht-block-toc is-style-outline htoc htoc--position-wide toc-list-style-plain\" data-htoc-state=\"expanded\"><span class=\"htoc__title\"><span class=\"ht_toc_title\">Table of Contents<\/span><span class=\"htoc__toggle\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"16\" height=\"16\"><g fill=\"#444\"><path d=\"M15 7H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><path d=\"M15 1H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1zM15 13H1c-.6 0-1 .4-1 1s.4 1 1 1h14c.6 0 1-.4 1-1s-.4-1-1-1z\"><\/path><\/g><\/svg><\/span><\/span><div class=\"htoc__itemswrap\"><ul class=\"ht_toc_list\"><li class=\"\"><a href=\"#htoc-i-dati-nelle-macro-aree\">Data in the macro areas<\/a><\/li><li class=\"\"><a href=\"#htoc-i-dati-nelle-grandi-citt\">Data in large cities<\/a><\/li><\/ul><\/div><\/div>\n\n<!--more-->\n\n<h2 class=\"wp-block-heading\" id=\"htoc-i-dati-nelle-macro-aree\"><strong>Data in the macro areas<\/strong><\/h2>\n\n<p>Dwelling initially on macro area trends alone, the <strong>North<\/strong> ended 2017 (the last year to which the OMI report refers) with 531,440 mortgaged housing units, up 3.5 percent from 2016, for a share of the total of 57.9 percent. In contrast, <strong>Central<\/strong> Italy closes the year at 195,284 units, up 1.4 percent to 21.5 percent, while <strong>Southern<\/strong> Italy closes at 179,504 units, up 7.1 percent to 19.6 percent of the total. In order to square the market, the report also forecasts 11,085 mortgage units in multiple areas, that is, on territories that simultaneously cover multiple geographic areas.  <\/p>\n\n<p>In terms of <strong>capital disbursed<\/strong>, of the 93.4 billion euros granted by mortgage loans 49.9 billion can be attributed to the North, 19.8 billion to the Center, 16.6 billion to the South, and 7.1 billion to the \"multiple\" area. Reasoning in terms of share in the total, with year-on-year developments, the Center closes the year with the strongest development (+11.1%) for a share in the total of 21.2%, while the North (+ 5.3%) continues to have the largest share (53.4%) ahead of the South (17.7%, + 1.3%) and the multi-purpose area (7.6%). <\/p>\n\n<h2 class=\"wp-block-heading\" id=\"htoc-i-dati-nelle-grandi-citt\"><strong>Data in large cities<\/strong><\/h2>\n\n<p>Analyzing only the data from large cities, it emerges that of the 917,000 mortgaged properties in Italy, as many as 105,000 are attributable to the <strong>Peninsula's 8 main urban realities<\/strong> (Rome, Milan, Turin, Naples, Genoa, Palermo, Bologna, and Florence), and that the representative share of these urban centers is even greater in terms of the capital disbursed, amounting to 21.8 billion euros out of 93.4 billion (23.4 percent).<\/p>\n\n<p>More in detail, <strong>Rome<\/strong> and <strong>Milan<\/strong> make their statistical weight felt in the total Italian market, with 41,492 and 25,133 mortgaged properties respectively, or 7.2 percent cumulative of the Peninsula's total; even greater weight in terms of debt capital flows, with 7.7 billion euros \"extracted\" from mortgaged real estate in Rome, and 9.3 billion in Milan, for over 18 percent total.<\/p>\n\n<p>Among all large cities, the strongest year-on-year increases were in Turin (+12.1%) and Florence (+10.5%) in terms of the number of mortgaged properties, and in Milan (+71.4%) and Florence (+32.1%) in terms of the principal amount disbursed. On the first statistic (mortgaged properties), all large cities ended 2017 in trend progression with the sole exception of Palermo (-1.6%), while on the second statistic (debt capital), all large cities achieved advancement with the exceptions of Bologna (-5.2%), Palermo (-3.2%) and Naples (-1.1%). <\/p>\n\n<p>Finally, note how the prevalence of residential deeds over the total number of deeds involving a mortgage security is still large, although in Milan the figure falls below 30 percent, confirming the area's greater tertiary, commercial and industrial propensity.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The just-released 2018 Mortgage Mortgage Loans Report from the Real Estate Market Observatory of the Internal Revenue Service underscores how the trend of mortgage-backed disbursements is positive across much of the Peninsula, albeit with obvious different development trends.<\/p>\n","protected":false},"author":2,"featured_media":7764,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[254],"tags":[352,351,350],"class_list":["post-11462","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-imo-report","tag-mortgage-loans","tag-real-estate-mortgages"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/posts\/11462","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/comments?post=11462"}],"version-history":[{"count":1,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/posts\/11462\/revisions"}],"predecessor-version":[{"id":11463,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/posts\/11462\/revisions\/11463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/media\/7764"}],"wp:attachment":[{"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/media?parent=11462"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/categories?post=11462"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.alessandropasqual.it\/en\/wp-json\/wp\/v2\/tags?post=11462"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}