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02/01/2020
Oval

Home loans 2020, what should we expect from 2020?

Christine Lagarde's first meeting at the helm of the European Central Bankclosed as expected: no tweaking of key interest rates and substantial continuity with the leadership of former Mario Draghi. So, the main refinancing rate remained at 0.00%, while the rate on the marginal lending facility was confirmed at 0.25%, and the rate on deposits […]
20/08/2019
Oval

Mortgages, applications slowing sharply in the first half of the year

According to the latest Crif data compiled, applications for new mortgages in the first half of 2019 have gone through a definite slowdown, falling 9.4 percent compared to the same period last year. A figure that does not, however, come as a complete surprise. In fact, the slowdown in overall demand volumes is the legitimate […]
24/05/2019
Oval

New Euribor and adjustable-rate mortgages, the coming news

Reform of the new Euribor is approaching in baby steps. And even though the timeframe for the new calculation method to come into effect seems to have stretched out (the new parameter was supposed to arrive by the end of the year, but it will be back in 2021), it is still of interest to […]
22/02/2019
Oval

Mortgages and home rates on the rise in January 2019

In its usual monthly bulletin, the ABI certifies how household loan volumes and mortgage rates grew - albeit slightly - at the beginning of the year. This figure is certainly not unexpected, confirming the presumably prolonged positive outlook on the evolution of the real estate-related credit market, and which could find a natural evolution in […]

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